Commonwealth EFTPOS options

*Exclusive student discounts apply if you are a tertiary student at an educational institution located in Australia or are undertaking an Australian Apprenticeship. You must show us suitable student identification in branch.

**Eligible products include Student credit card, Personal Loan and the Travel Money Card.

#Tap & Pay allows you to use your compatible iPhone or Android mobile phone to make contactless purchases up to $100 or other limit as set by the merchant. Use Tap & Pay by ordering a CommBank PayTag from within the app (a one-off purchase price of $2.99 will apply). NetBank and CommBank app access required.

~Waived for the duration of your studies.

^We'll waive your annual fee for the first year. You’ll continue to pay no annual fee in subsequent years as long as you spend at least $1, 000 using your Student credit card in the previous year (on purchases and cash advances only). If you spend less than $1, 000 in the previous year and you are a Student, simply present your Student identification in branch following charging of the annual fee to request a refund.

†No withdrawal fees at CBA and BankWest ATMs, other financial institutions ATM withdrawals may incur a fee. Excludes ATMs overseas, EFTPOS transactions overseas or involving currency conversion, third party payments within a payment group, international money transfers and separate services such as bank cheques, periodic payments and transfers/deposits to other banks.

‡Up to $500 can be withdrawn without a card per day. CommBank app, NetBank, NetCode and account access required.

Unsecured personal loan repayment terms range from 1 to 7 years. Interest rate ranges and representative examples are: Based on an unsecured loan of $30, 000 borrowed for 5 years with the minimum interest rate of 13.9% p.a. (14.77% p.a. comparison rate), the estimated total amount payable including fees is $42, 540; and with the maximum interest rate of 18.9% p.a. (19.74% p.a. comparison rate), the estimated total amount payable including fees is $47, 344. WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Commonwealth Bank EFTPOS fees

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